Assistance for Businesses

These resources are for businesses and business owners that need financial help during the COVID-19 pandemic.

Federal and State Assistance Programs


Families First Coronavirus Response Act
The final version of the Families First Coronavirus Response Act was signed by Congress into law on March 18 and will go into effect April 2, 2020. The FFCR Act requires employers to provide sick paid leave, family leave, or paid medical leave for qualifying reasons related to COVID-19.

Small Business Owners’ Guide to the CARES Act
The Coronavirus Aid, Relief, and Economic Security (CARES) Act provides for capital to cover costs for retaining employees, emergency economic injury grants, small business debt relief, and free small business counseling. 

Texas A&M AgriLife Extension Service
Texas A&M AgriLife Extension Service is providing free online training to help local officials understand, acquire, and administer federal assistance available through the CARES Act.


Layoffs and Reduced Hours


Texas Workforce Commission Mass Claims
For employers or businesses facing layoffs, the Mass Claims program allows users to easily submit employee information to the Texas Workforce Commission. Initiating the claims process on behalf of the employees can help individuals access their unemployment benefits.

Call the Mass Claims Coordinator at 512-463-2999
Email: ui.massclaims@twc.state.tx.us


Texas Workforce Commission Shared Work Program
The Shared Work Program allows employers and businesses to minimize the impact of reduced business hours or prevent employee layoffs. It can allow employers to reduce employee hours and use partial unemployment benefits to replace lost wages, among other alternatives.  

Call TWC’s Shared Work Department at 512-340-4337
Email: ui.sharedwork@twc.state.tx.us


Loans, Grants, and Financial Assistance 


Small Business Administration
The U.S. Small Business Administration (SBA) is a government agency focused on providing aid and resources to small businesses and entrepreneurs. Due to the COVID-19 pandemic, SBA is providing low-interest disaster loans to help the recovery and prevent the loss of businesses and homes. 

To apply directly visit: https://disasterloan.sba.gov/ela/

Business & Community Lenders
Business & Community Lenders (BCL) of Texas is a nonprofit organization providing "lending, homeownership, entrepreneurship, and community development programs" across the state. BCL focuses on connecting businesses and employers with resources, grants, and loan opportunities available for recovery aid. 

BCL Dallas Office, please call: 1-877-688-7457


Planning and Response


Federal Emergency Management Agency
The Federal Emergency Management Agency (FEMA) is the government agency tasked with handling any natural and manmade disasters. During the COVID-19 pandemic, FEMA encourages businesses to use their Emergency Planning Exercises online to create a business/employer response to prepare and protect employees during a crisis. 

CDC’s Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019 (COVID-19)
The Centers for Disease Control and Prevention is the leading national public health institute of the United States. The CDC has guidance for employers and businesses in creating plans and responses to the COVID-19 pandemic to provide safe working environments that minimize or lower exposure to the virus.